• Provide substantial relief to the customers who are facing financial stress due to covid


  • Moratorium relief to customer for 6 months - no payment of EMI for 6 months


  • Customer can make partial payments as per the availability of funds and subsequent interest benefit would be passed on to the customer for the partial amount




  • Interest will continue to accrue during the moratorium period which would be added to the outstanding amount, resulting in an increased overall cash outflow


  • Post moratorium, EMI amount will remain same, however tenure of the loan will be extended


  • Account would be tagged as 'Restructured' and reported to all Credit Information Companies